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About The Gallmann Group:
About The Gallmann Group - Information about The Gallmann Group of Solon, Twinsburg and Cleveland, Ohio? Testimonials - Read what The Gallmann Group's clients are saying about the real estate marketing and services provided. Quick Response Guarantee - A quick response to your email request for more Ohio home buying & property selling information is guaranteed by The Gallmann Group. Privacy Guarantee - This Solon, Twinsburg and Cleveland real estate web site will respect your privacy, guaranteed by The Gallmann Group. No Obligation Guarantee - The Gallmann Group's real estate help by email is free & without obligation for Solon, Twinsburg and Cleveland home owners in Ohio. For Real Estate Agents - Let The Gallmann Group help you with your professional real estate broker and agent needs in the Solon, Twinsburg and Cleveland area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact The Gallmann Group. Go to Main Sitemap - Main sitemap sections include Find Solon, Twinsburg and Cleveland Homes, For Home Buyers, For Home Sellers, Solon, Twinsburg and Cleveland Information, Real Estate Resources, and About The Gallmann Group. 
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What bizarre post-midnight pageant celebrated the great transformation in Manhattan architecture during the 1920s?
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| A |
Beaux-Arts Architects' Ball (January 23, 1931) at the Hotel Astor commemorated the end of the first skyscraper age. |
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