You have decided it is time to find the perfect house and wondering where to begin. We have exactly what you need to know.
Choosing to take the first steps in finding your dream home is exciting – whether you are a first-time home buyer, last time home buyer or somewhere in between. With over many years of experience, we can help you start this journey!
Selecting the right Realtor will be the first step. Below are some items to note when choosing a realtor.
- The Realtor should work within or around the area you would like to live. This will ensure you are getting the best expertise during your home buying process. After narrowing the list to one or two potential Realtors, set up a time to discuss your situation.
- Open Houses are a great way to find a Realtor. Use this opportunity to speak with them, gauge their personality and knowledge of the area – this is essentially a method to interview them and decide whether they are a good fit.
Once you find the right Realtor, they will set up a portal for you through the Multiple Listing Service (MLS). The MLS is an all-encompassing database of all homes listed by Realtors and is designed to make home searches quick and easy. The Realtor can regulate your specific search criteria within the MLS. This will allow you to review and select the houses you would like to view. Conveniently, the portal will also notify you of new listings as they become available.
It is always best to meet with the Realtor before you start looking at homes. This first meeting is recommended to explain the process of purchasing a house and to discuss the financial part of purchasing a home. Furthermore, meeting with a loan officer from a financial institution is important to confirm the price range you are looking in works for your budget. They will provide you with a Mortgage Pre-Approval Letter, which indicates to Realtors that you are able to buy a home within a certain price range. Your Realtor can recommend quality lenders to contact.
Once you have found your Realtor and received your Mortgage Pre-Approval Letter you are on your way to finding your dream home – let the showings begin!
We are here to help, if you have questions or need any additional information call us at 440.248.2548!
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